Online Banking Login

Current Promotions


Apply Now

Interest rates are on the rise – and that’s cause for concern for homeowners with home equity line balances. As rates rise, payments continue going up. Let us help!

A Fixed Rate Home Equity Loan, can help relieve those rate hike worries

  • Fixed rate that won’t keep going up.
  • We pay the closing costs
  • Limited-time great rate as low as 6.25% APR* for a 15-year term

“Fix” My Home Equity Rate

A fixed rate means you can plan for your family’s future without the uncertainty of rising payments.

*APR = Annual Percentage Rate. Special rate is good for home equity fixed-rate loans of $50,000 or more with a 15-year term. Loan approval is based on an evaluation of creditworthiness. Offer not available on existing Healthcare Systems FCU Home Equity Loans of Lines of Credit. Closing costs vary by state and range from $1200 - $2100. Closing costs paid by Healthcare Systems FCU are limited to appraisal, flood determination, title insurance and recording fees. Costs to satisfy certain prior liens may be assessed. Property insurance is required; flood insurance may be required. Offer applies to owner-occupied residential 1-4 family properties and is subject to no less than a second lien position on your property and is subject to our underwriting standards.



Credit Card Debt

Here’s a smart way to avoid ever-increasing credit card rates and lower your debt: Move high-rate credit card balances to our low rate Personal Loan.

  • As low as 6.99% APR* – much less than most credit cards
  • Rate & payment will never go up
  • Pay off your rising-rate credit cards today & save

Enjoy the satisfaction of watching your credit card balance go down! Start erasing your debt today!

*APR = Annual Percentage Rate. The rate listed assumes a .25% discount for having an automatic and continuous payment method and a 12-month term with all existing loans in good standing. Not all applicants will qualify for the lowest rate. Offer not available for existing HSFCU loans. Rates are subject to change without notice. Certain restrictions may apply.